Dsp Banking & Psu Debt Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 18
Rating
Growth Option 15-06-2026
NAV ₹25.07(R) +0.14% ₹26.03(D) +0.14%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.94% 6.73% 5.74% 6.6% 6.9%
Direct 4.21% 7.01% 6.02% 6.88% 7.2%
Benchmark
SIP (XIRR) Regular 4.29% 4.16% 3.32% 4.76% 5.89%
Direct 4.56% 4.45% 3.59% 5.04% 6.18%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.47 0.2 0.61 -0.9% -0.41
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.83% -1.21% -0.91% 1.14 1.35%
Fund AUM As on: 30/12/2025 4147 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Franklin India Banking & Psu Debt Fund 2
Kotak Banking And Psu Debt Fund 3
ICICI Prudential Banking & PSU Debt Fund 4

NAV Date: 15-06-2026

Scheme Name NAV Rupee Change Percent Change
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Daily Reinvest 10.19
0.0000
0.0000%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Daily Reinvest 10.19
0.0000
0.0000%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Weekly 10.21
0.0100
0.1400%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Weekly 10.21
0.0100
0.1400%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Monthly 10.49
0.0100
0.1400%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW 10.49
0.0100
0.1400%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW 10.5
0.0100
0.1400%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Monthly 10.51
0.0100
0.1400%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Quarterly 10.55
0.0100
0.1300%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Quarterly 10.57
0.0100
0.1400%
DSP Banking & PSU Debt Fund - Regular Plan - Growth 25.07
0.0300
0.1400%
DSP Banking & PSU Debt Fund - Direct Plan - Growth 26.03
0.0400
0.1400%

Review Date: 15-06-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, Dsp Banking & Psu Debt Fund is the 19th ranked fund. The category has total 20 funds. The 1 star rating shows a very poor past performance of the Dsp Banking & Psu Debt Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of -0.9% which is lower than the category average of -0.27%, showing poor performance. The fund has a Sharpe Ratio of 0.47 which is lower than the category average of 0.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Dsp Banking & Psu Debt Fund Return Analysis

  • The fund has given a return of 1.4%, 1.41 and 2.14 in last one, three and six months respectively. In the same period the category average return was 1.18%, 1.57% and 2.48% respectively.
  • Dsp Banking & Psu Debt Fund has given a return of 4.21% in last one year. In the same period the Banking and PSU Debt Fund category average return was 5.01%.
  • The fund has given a return of 7.01% in last three years and ranked 16.0th out of nineteen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.16%.
  • The fund has given a return of 6.02% in last five years and ranked 14th out of seventeen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.27%.
  • The fund has given a return of 7.2% in last ten years and ranked 10th out of fourteen funds in the category. In the same period the category average return was 7.23%.
  • The fund has given a SIP return of 4.56% in last one year whereas category average SIP return is 5.26%. The fund one year return rank in the category is 19th in 20 funds
  • The fund has SIP return of 4.45% in last three years and ranks 18th in 19 funds. Kotak Banking And Psu Debt Fund has given the highest SIP return (5.17%) in the category in last three years.
  • The fund has SIP return of 3.59% in last five years whereas category average SIP return is 3.87%.

Dsp Banking & Psu Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.83 and semi deviation of 1.35. The category average standard deviation is 1.29 and semi deviation is 0.93.
  • The fund has a Value at Risk (VaR) of -1.21 and a maximum drawdown of -0.91. The category average VaR is -0.33 and the maximum drawdown is -0.38. The fund has a beta of 0.99 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.37
    1.15
    		0.59 | 1.44 3 | 20 Very Good
    3M Return % 1.34
    1.48
    		1.17 | 1.88 16 | 20 Poor
    6M Return % 2.00
    2.31
    		1.90 | 2.84 19 | 20 Poor
    1Y Return % 3.94
    4.64
    		3.94 | 5.56 20 | 20 Poor
    3Y Return % 6.73
    6.79
    		6.38 | 7.13 13 | 19 Average
    5Y Return % 5.74
    5.89
    		5.26 | 7.25 12 | 17 Average
    7Y Return % 6.60
    6.63
    		6.05 | 7.10 9 | 15 Average
    10Y Return % 6.90
    6.87
    		6.35 | 7.23 9 | 14 Average
    1Y SIP Return % 4.29
    4.89
    		4.12 | 5.72 19 | 20 Poor
    3Y SIP Return % 4.16
    4.47
    		4.07 | 4.83 16 | 19 Poor
    5Y SIP Return % 3.32
    3.51
    		3.13 | 4.19 14 | 17 Average
    7Y SIP Return % 4.76
    4.93
    		4.51 | 5.70 11 | 15 Average
    10Y SIP Return % 5.89
    5.97
    		5.53 | 6.27 10 | 14 Average
    Standard Deviation 1.83
    1.29
    		0.90 | 1.83 19 | 19 Poor
    Semi Deviation 1.35
    0.93
    		0.61 | 1.35 19 | 19 Poor
    Max Drawdown % -0.91
    -0.38
    		-0.91 | 0.00 19 | 19 Poor
    VaR 1 Y % -1.21
    -0.33
    		-1.21 | 0.00 19 | 19 Poor
    Average Drawdown % -0.38
    -0.17
    		-0.38 | 0.00 19 | 19 Poor
    Sharpe Ratio 0.47
    0.78
    		0.45 | 1.28 18 | 19 Poor
    Sterling Ratio 0.61
    0.66
    		0.61 | 0.71 18 | 19 Poor
    Sortino Ratio 0.20
    0.38
    		0.19 | 0.79 18 | 19 Poor
    Jensen Alpha % -0.90
    -0.27
    		-0.90 | 0.43 19 | 19 Poor
    Treynor Ratio -0.41
    -0.57
    		-0.86 | -0.41 1 | 19 Very Good
    Modigliani Square Measure % 6.38
    6.85
    		6.38 | 7.56 19 | 19 Poor
    Alpha % -1.19
    -0.70
    		-1.19 | -0.25 19 | 19 Poor
    Return data last Updated On : June 15, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.40 1.18 0.61 | 1.47 3 | 20 Very Good
    3M Return % 1.41 1.57 1.30 | 1.96 16 | 20 Poor
    6M Return % 2.14 2.48 2.05 | 3.00 19 | 20 Poor
    1Y Return % 4.21 5.01 4.21 | 5.88 20 | 20 Poor
    3Y Return % 7.01 7.16 6.71 | 7.51 16 | 19 Poor
    5Y Return % 6.02 6.27 5.65 | 7.52 14 | 17 Average
    7Y Return % 6.88 7.00 6.33 | 7.43 10 | 15 Average
    10Y Return % 7.20 7.23 6.55 | 7.64 10 | 14 Average
    1Y SIP Return % 4.56 5.26 4.43 | 6.04 19 | 20 Poor
    3Y SIP Return % 4.45 4.83 4.39 | 5.17 18 | 19 Poor
    5Y SIP Return % 3.59 3.87 3.59 | 4.45 16 | 17 Poor
    7Y SIP Return % 5.04 5.29 4.89 | 5.95 13 | 15 Poor
    10Y SIP Return % 6.18 6.34 5.83 | 6.69 12 | 14 Average
    Standard Deviation 1.83 1.29 0.90 | 1.83 19 | 19 Poor
    Semi Deviation 1.35 0.93 0.61 | 1.35 19 | 19 Poor
    Max Drawdown % -0.91 -0.38 -0.91 | 0.00 19 | 19 Poor
    VaR 1 Y % -1.21 -0.33 -1.21 | 0.00 19 | 19 Poor
    Average Drawdown % -0.38 -0.17 -0.38 | 0.00 19 | 19 Poor
    Sharpe Ratio 0.47 0.78 0.45 | 1.28 18 | 19 Poor
    Sterling Ratio 0.61 0.66 0.61 | 0.71 18 | 19 Poor
    Sortino Ratio 0.20 0.38 0.19 | 0.79 18 | 19 Poor
    Jensen Alpha % -0.90 -0.27 -0.90 | 0.43 19 | 19 Poor
    Treynor Ratio -0.41 -0.57 -0.86 | -0.41 1 | 19 Very Good
    Modigliani Square Measure % 6.38 6.85 6.38 | 7.56 19 | 19 Poor
    Alpha % -1.19 -0.70 -1.19 | -0.25 19 | 19 Poor
    Return data last Updated On : June 15, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Banking & Psu Debt Fund NAV Regular Growth Dsp Banking & Psu Debt Fund NAV Direct Growth
    15-06-2026 25.0719 26.0273
    12-06-2026 25.038 25.9916
    11-06-2026 25.0087 25.961
    10-06-2026 25.0216 25.9741
    09-06-2026 24.9944 25.9458
    08-06-2026 24.9235 25.872
    05-06-2026 24.8864 25.8329
    04-06-2026 24.7967 25.7395
    03-06-2026 24.7723 25.714
    02-06-2026 24.7851 25.7272
    01-06-2026 24.7721 25.7135
    29-05-2026 24.7623 25.7028
    27-05-2026 24.7461 25.6856
    26-05-2026 24.7293 25.6679
    25-05-2026 24.7239 25.6621
    22-05-2026 24.6647 25.6
    21-05-2026 24.6406 25.5748
    20-05-2026 24.6631 25.5981
    19-05-2026 24.6703 25.6053
    18-05-2026 24.6518 25.586
    15-05-2026 24.7322 25.6688

    Fund Launch Date: 10/Sep/2013
    Fund Category: Banking and PSU Fund
    Investment Objective: The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/ undertakings. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
    Fund Benchmark: CRISIL Short Term Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.